In Over Our Heads

Dear Will:

Over the course of my lifetime, I have been accused of many things, but I can unequivocally affirm that not once have I been accused of being a wiz with finances. That I have made it through this many years of life and still remain solvent is a mystery unlikely to be solved by dozens of forensic accountants working round the clock for years on end. And yet the fact remains: In spite of a long history of dubious choices over the course of many years, I have somehow, some way, managed to reach my 64th year debt-free. In December we even paid off our house.

That was no small feat considering that when we bought the place we had no clear understanding of how mortgages work. We refinanced this house a number of times, sometimes withdrawing some equity to pay off other things along the way, before fully realizing that we were dialing our 30-year mortgage back to the beginning each time—and meanwhile, what we owed was growing, not shrinking. (Seems obvious enough, but, well, see paragraph one.) Once we made the shocking discovery that we were kind of moving backwards, we were forced to convert to a 15-year loan in order to get ourselves more or less back on track. We were perhaps the only kids in the neighborhood who more than once managed to secure a lower interest rate and still end up with a higher monthly payment. Dumb. 

My latest genius move came a couple of years ago when we installed solar panels on top of a 35-year-old roof.  Any B-average fifth-grader could have anticipated the problem with that choice, but since I didn’t have one handy to advise me, I went on ahead with the plan. The panels have worked out great, but the atmospheric rivers of 2024 have revealed that our original-equipment roof is finally kaput. Which of course will require that the panels be removed ($) and then reinstalled ($) on top of an all-new rooftop ($$$$). Really dumb.

How is it, then, that my manifest incompetence notwithstanding, I own a reasonably nice home in a very nice neighborhood in Southern California? That I’m bumbling toward retirement with a decent balance in my 401(k) plan and some additional investments besides? How is that even possible? I was born with a tailwind, of course. Heritage and opportunity (and whole lot of dumb luck) have been major contributors, but there are a couple of other factors that I must acknowledge as well:

1) Dana and I have gotten some assistance from our parents from time to time along the way. They have helped bridge some tough circumstances in our early years (unemployment: not recommended, FYI) and in later years have bolstered our savings as well. We are quick to acknowledge that not everyone has that kind of generous, loving backup system.

2) We have always—even in the down times—faithfully paid tithes and offerings, gratefully giving while embracing with faith the promises laid out by both Isaiah and Malachi. Those promises do not give us any assurance of wealth, prosperity—or even solvency—but we have always believed that if we willingly give back, sharing whatever bounty we may have, everything is going to work out in the end. 

In the most recent General Conference for our church, Elder Gerrit W. Gong gave an address that captures what I’m feeling even as I await the roofer’s estimate. He shared a Chinese story about a man whose son finds a beautiful horse:

“How fortunate,” the neighbors say. “We’ll see,” says the man.

Then the son falls off the horse and is permanently injured. “How unfortunate,” the neighbors say. “We’ll see,” says the man.

A conscripting army comes but doesn’t take the injured son. “How fortunate,” the neighbors say. “We’ll see,” says the man.

Elder Gong then gave this important reminder: “This fickle world often feels tempest tossed, uncertain, sometimes fortunate, and—too often—unfortunate. Yet, in this world of tribulation, ‘we know that all things work together for good to them that love God’ (Romans 8:28).”

Our race is not yet run. Dana and I could live another 30 years, and who knows what potholes and pitfalls may await us in the road ahead? Will our savings be enough to get us from here to there? We shall see. But we have already been blessed far beyond our merits. And we live with the ongoing assurance that, come what may, all things will work together for our good.

Our leaky roof notwithstanding.

PW

Photo by Annie Spratt on Unsplash

How to Choose a Stick

Dear Will:

In our country, it is not at all unusual for religious leaders to take an active role in politics and elections. Pastors and preachers do not hesitate to endorse individual candidates, often inviting their favorites to speak to their congregations. Some sects and their leaders become explicitly associated with specific parties and openly instruct their followers how to vote.

In contrast, my church (the Church of Jesus Christ of Latter-day Saints) remains quietly on the sidelines, unwilling to engage or endorse, even when our own members rise to prominence and run for office. Here’s the official Church policy on such matters: “As citizens, Church members are encouraged to participate in political and governmental affairs, including involvement in the political party of their choice. . . . While affirming the right of expression on political and social issues, the Church is neutral regarding political parties, political platforms, and candidates for political office. The Church does not endorse any political party or candidate. Nor does it advise members how to vote.” And it’s been that way for as long as I can remember.

Case in point: This very weekend, my church held its 190th General Conference, a semi-annual event that features ten hours of instruction stretched across five sessions on a single weekend. In two days of remote “gathering,” we listened to over 30 sermons, maybe a couple dozen previously-recorded choir numbers, and a bunch of prayers. Here we are, just a month away from an election, and yet there wasn’t one mention of a specific candidate or political party. As you might guess given the rancor and divisiveness that dominates public discourse these days, we did get a healthy dose of admonition regarding racial equality, civility, peacemaking, and loving our neighbors, but not one word on whom to vote for. That’s just how we do things.

I think that reticence is consistent with something Joseph Smith said maybe 180 years ago in reference to how he governed a growing church. “I teach them correct principles,” he said, “and they govern themselves.” There is an expectation, in other words, that members of our church will make their own decisions, that we will strive to align our actions with the principles taught from our pulpits, that our lives and choices will reflect our desire to exemplify the teachings of Jesus Christ. That’s the theory, anyway.

So what are the principles my church teaches with respect to elections? These, and these only:

In accordance with the laws of their respective governments, members are encouraged to register to vote, to study issues and candidates carefully, and to vote for individuals whom they believe will act with integrity and sound judgment. [Members of the Church] have a special obligation to seek out, vote for, and uphold leaders who are honest, good, and wise. (See D&C 98:9-10.)

I think that’s pretty good advice—“correct principles” indeed. While I admit that it’s not easy to assess the character of a candidate based on 30-second TV spots and out-of-context soundbites (or, God forbid, the latest muck shoveled into our social media feeds), for some we do have a substantial public record by which we can assess the integrity of their actions, the soundness of their judgment, their honesty and goodness and wisdom—or their lack thereof.

For me, those things matter a whole lot more than dubious campaign promises and posturing as I try to make my votes align with my stated beliefs. Alternatively, I suppose I could choose my candidates based on a single issue or party-first loyalty, but increasingly I find that doing so would force me to compromise too much. As they say, when you pick up one end of a stick, you pick up the other as well, and too often there is so much gunk on the other end that I just can’t tolerate the stench.

However you choose to exercise your franchise, I hope you’ll “vote your conscience,” as they say, and celebrate with me the honor of being part of a democracy in which we each get a say in how we are governed and by whom. Like it or not, those choices say a lot about who we are and what we aspire to become.

PW

P.S. Two days after I published this Letter to Will, my Church sent this letter to all congregations in the United States reiterating its neutrality and encouraging members “to be active citizens by registering, exercising their right to vote, and engaging in civic affairs.” However, the letter didn’t mention anything about sticks.

Given with You in Mind

Dear Will:

A couple of weeks ago I was sitting in my family room watching the Church’s semi-annual General Conference on television. As I listened to President Dieter F. Uchtdorf, Second Counselor in the First Presidency, I thought of you. I scribbled a note to myself in the margin of my notebook that said, in essence, “Send a copy of this to Will.”

This is me following through on that prompting. I acknowledge that this is longer than my usual monthly note, so if you don’t feel like reading the whole thing, you might want to consider watching the video instead (it’s less than 20 minutes long). You can find it here.

I hope you’ll read or watch this talk. I truly believe it was given with you in mind.

PW

 

Come, Join with Us

BY PRESIDENT DIETER F. UCHTDORF
Second Counselor in the First Presidency

Regardless of your circumstances, your personal history, or the strength of your testimony, there is room for you in this Church

Once there was a man who dreamed that he was in a great hall where all the religions of the world were gathered. He realized that each religion had much that seemed desirable and worthy.

He met a nice couple who represented The Church of Jesus Christ of Latter-day Saints and asked, “What do you require of your members?”

We do not require anything,” they replied. “But the Lord asks that we consecrate all.”

The couple went on to explain about Church callings, home and visiting teaching, full-time missions, weekly family home evenings, temple work, welfare and humanitarian service, and assignments to teach.

“Do you pay your people for all the work they do?” the man asked.

“Oh, no,” the couple explained. “They offer their time freely.”

“Also,” the couple continued, “every six months our Church members spend a weekend attending or watching 10 hours of general conference.”

“Ten hours of people giving talks?” the man wondered.

“What about your weekly church services? How long are they?”

“Three hours, every Sunday!”

“Oh, my,” the man said. “Do members of your church actually do what you have said?”

“That and more. We haven’t even mentioned family history, youth camps, devotionals, scripture study, leadership training, youth activities, early-morning seminary, maintaining Church buildings, and of course there is the Lord’s law of health, the monthly fast to help the poor, and tithing.”

The man said, “Now I’m confused. Why would anyone want to join such a church?”

The couple smiled and said, “We thought you would never ask.”

Why Would Anyone Join Such a Church?

At a time when many churches throughout the world are experiencing significant decreases in numbers, The Church of Jesus Christ of Latter-day Saints—though small in comparison with many others—is one of the fastest growing churches in the world. As of September 2013 the Church has more than 15 million members around the world.

There are many reasons for this, but may I offer a few?

The Savior’s Church

First, this Church was restored in our day by Jesus Christ Himself. Here you will find the authority to act in His name—to baptize for the remission of sins, to confer the gift of the Holy Ghost, and to seal on earth and in heaven.1

Those who join this Church love the Savior Jesus Christ and they wish to follow Him. They rejoice in the knowledge that God speaks to mankind again. When they receive sacred priesthood ordinances and make covenants with God, they can feel His power in their lives.2 When they enter the holy temple, they sense they are in His presence. When they read the holy scriptures3 and live the teachings of His prophets, they grow closer to the Savior they love so much.

An Active Faith

Another reason is because the Church provides opportunities for doing good.

Believing in God is commendable, but most people want to do more than listen to inspirational sermons or dream of their mansions above.4 They want to put their faith into practice. They want to roll up their sleeves and become engaged in this great cause.

And that is what happens when they join with us—they have many opportunities to transform their talents, compassion, and time into good works. Because we have no paid local clergy in our worldwide congregations, our members perform the work of ministry themselves. They are called by inspiration. Sometimes we volunteer; sometimes we are “volunteered.” We see assignments not as burdens but as opportunities to fulfill covenants we gladly make to serve God and His children.

Treasured Blessings

A third reason why people join the Church is because walking the path of discipleship leads to precious blessings.

We see baptism as the starting point in our journey of discipleship. Our daily walk with Jesus Christ leads to peace and purpose in this life and profound joy and eternal salvation in the world to come.

Those who follow this path faithfully avoid many of the pitfalls, sorrows, and regrets of life.

The poor in spirit and honest of heart find great treasures of knowledge here.

Those who suffer or grieve find healing here.

Those burdened with sin find forgiveness, liberty, and rest.

To Those Who Leave

The search for truth has led millions of people to The Church of Jesus Christ of Latter-day Saints. However, there are some who leave the Church they once loved.

One might ask, “If the gospel is so wonderful, why would anyone leave?”

Sometimes we assume it is because they have been offended or lazy or sinful. Actually, it is not that simple. In fact, there is not just one reason that applies to the variety of situations.

Some of our dear members struggle for years with the question whether they should separate themselves from the Church.

In this Church that honors personal agency so strongly, that was restored by a young man who asked questions and sought answers, we respect those who honestly search for truth. It may break our hearts when their journey takes them away from the Church we love and the truth we have found, but we honor their right to worship Almighty God according to the dictates of their own conscience, just as we claim that privilege for ourselves.5

Unanswered Questions

Some struggle with unanswered questions about things that have been done or said in the past. We openly acknowledge that in nearly 200 years of Church history—along with an uninterrupted line of inspired, honorable, and divine events—there have been some things said and done that could cause people to question.

Sometimes questions arise because we simply don’t have all the information and we just need a bit more patience. When the entire truth is eventually known, things that didn’t make sense to us before will be resolved to our satisfaction.

Sometimes there is a difference of opinion as to what the “facts” really mean. A question that creates doubt in some can, after careful investigation, build faith in others.

Mistakes of Imperfect People

And, to be perfectly frank, there have been times when members or leaders in the Church have simply made mistakes. There may have been things said or done that were not in harmony with our values, principles, or doctrine.

I suppose the Church would be perfect only if it were run by perfect beings. God is perfect, and His doctrine is pure. But He works through us—His imperfect children—and imperfect people make mistakes.

In the title page of the Book of Mormon we read, “And now, if there are faults they are the mistakes of men; wherefore, condemn not the things of God, that ye may be found spotless at the judgment-seat of Christ.”6

This is the way it has always been and will be until the perfect day when Christ Himself reigns personally upon the earth.

It is unfortunate that some have stumbled because of mistakes made by men. But in spite of this, the eternal truth of the restored gospel found in The Church of Jesus Christ of Latter-day Saints is not tarnished, diminished, or destroyed.

As an Apostle of the Lord Jesus Christ and as one who has seen firsthand the councils and workings of this Church, I bear solemn witness that no decision of significance affecting this Church or its members is ever made without earnestly seeking the inspiration, guidance, and approbation of our Eternal Father. This is the Church of Jesus Christ. God will not allow His Church to drift from its appointed course or fail to fulfill its divine destiny.

There Is Room for You

To those who have separated themselves from the Church, I say, my dear friends, there is yet a place for you here.

Come and add your talents, gifts, and energies to ours. We will all become better as a result.

Some might ask, “But what about my doubts?”

It’s natural to have questions—the acorn of honest inquiry has often sprouted and matured into a great oak of understanding. There are few members of the Church who, at one time or another, have not wrestled with serious or sensitive questions. One of the purposes of the Church is to nurture and cultivate the seed of faith—even in the sometimes sandy soil of doubt and uncertainty. Faith is to hope for things which are not seen but which are true.7

Therefore, my dear brothers and sisters—my dear friends—please, first doubt your doubts before you doubt your faith.8 We must never allow doubt to hold us prisoner and keep us from the divine love, peace, and gifts that come through faith in the Lord Jesus Christ.

Some might say, “I just don’t fit in with you people in the Church.

If you could see into our hearts, you would probably find that you fit in better than you suppose. You might be surprised to find that we have yearnings and struggles and hopes similar to yours. Your background or upbringing might seem different from what you perceive in many Latter-day Saints, but that could be a blessing. Brothers and sisters, dear friends, we need your unique talents and perspectives. The diversity of persons and peoples all around the globe is a strength of this Church.

Some might say, “I don’t think I could live up to your standards.

All the more reason to come! The Church is designed to nourish the imperfect, the struggling, and the exhausted. It is filled with people who desire with all their heart to keep the commandments, even if they haven’t mastered them yet.

Some might say, “I know a member of your Church who is a hypocrite. I could never join a church that had someone like him as a member.

If you define hypocrite as someone who fails to live up perfectly to what he or she believes, then we are all hypocrites. None of us is quite as Christlike as we know we should be. But we earnestly desire to overcome our faults and the tendency to sin. With our heart and soul we yearn to become better with the help of the Atonement of Jesus Christ.

If these are your desires, then regardless of your circumstances, your personal history, or the strength of your testimony, there is room for you in this Church. Come, join with us!

Come, Join with Us!

In spite of our human imperfections, I am confident that you will find among the members of this Church many of the finest souls this world has to offer. The Church of Jesus Christ seems to attract the kind and the caring, the honest and the industrious.

If you expect to find perfect people here, you will be disappointed. But if you seek the pure doctrine of Christ, the word of God “which healeth the wounded soul,”9 and the sanctifying influence of the Holy Ghost, then here you will find them. In this age of waning faith—in this age when so many feel distanced from heaven’s embrace—here you will find a people who yearn to know and draw closer to their Savior by serving God and fellowmen, just like you. Come, join with us!

Will Ye Also Go Away?

I am reminded of a time in the Savior’s life when many abandoned Him.10 Jesus asked His twelve disciples:

“Will ye also go away?

“Then Simon Peter answered him, Lord, to whom shall we go? thou hast the words of eternal life.”11

There are times when we have to answer the same question. Will we also go away? Or will we, like Peter, hold fast to the words of eternal life?

If you seek truth, meaning, and a way to transform faith into action; if you are looking for a place of belonging: Come, join with us!

If you have left the faith you once embraced: Come back again. Join with us!

If you are tempted to give up: Stay yet a little longer. There is room for you here.

I plead with all who hear or read these words: Come, join with us. Come heed the call of the gentle Christ. Take up your cross and follow Him.12

Come, join with us! For here you will find what is precious beyond price.

I testify that here you will find the words of eternal life, the promise of blessed redemption, and the pathway to peace and happiness.

I earnestly pray that your own search for truth will impress upon your heart the desire to come and join with us. In the sacred name of Jesus Christ, amen.

 

Notes

  1. See Matthew 16:18–19Helaman 10:7
  2. See Doctrine and Covenants 84:20.
  3. See 2 Nephi 33:10.
  4. See “Have I Done Any Good?” Hymns, no. 223.
  5. See Articles of Faith 1:11.
  6. Title page of the Book of Mormon; see Mormon 8:17.
  7. See Hebrews 11:1Alma 32:21.
  8. See F. F. Bosworth, Christ the Healer (1924), 23.
  9. Jacob 2:8.
  10. See John 6:66.
  11. John 6:67–68.
  12. See Matthew 16:24.